A new way to learn personal finance skills

   

 Funny and relatable short stories with personal finance lessons 




"An attention-grabbing personal finance primer for those striving to secure their financial futures"

- Foreword Reviews (4 out of 5 stars)

Tired of boring personal finance textbooks? Then the Shillington family's anecdotes are for you!


This book uses an engaging storytelling technique to teach and amuse at the same time. Bill is clueless with money but can't wait to retire. His wife, Penny, has a plan but needs to keep cleaning Bill's financial mess. Their millennial son, Florin, has his own fresh take.


In each of the 21 short stories, readers will gain insight on a particular area of personal finance, including: 

  • The difference between “good debt” and “bad debt”
  • The attributes of “earned income,” “portfolio income,” and “passive income,” and which one can enable you to quit your job
  • Why leasing a car sounds like a great deal but isn’t
  • That buying a yacht may put a dent on your retirement dreams 
  • The contrast between investing and speculating
  • How to manage credit cards, reduce your tax bill, examine retirement plans, and much more!


Check out "Bill Wants a Boat" review on Foreword (4 out of 5 stars) HERE 

List of stories

1. THE OBLIVIOUS SAVER

Bill has a distorted view of his money-management behavior. Penny brings him down to earth when she suggests a way to

increase savings that actually works

2. BILL WANTS A BOAT

Bill thinks buying a boat on credit is a good idea until Penny introduces the concepts of “good debt” and “bad debt”

3. A LOW-SCORING GAME

Bill’s old credit history comes back to haunt him when he tries to buy a new barbecue

4. DEBT FROM PLASTIC ISN’T FANTASTIC

Bill struggles to manage his credit card debt: a missed payment, snowballing interest charges, and a damaged credit score are just

the beginning

5. SHINY SLEIGH, EASY PREY

Penny saves Bill from the claws of a predatory lender

6. TO LEASE OR NOT TO LEASE

Bill flirts with the idea of leasing a car until Penny explains why some leases seem so attractive

7. A STUDENT LOAN IN SHEEP’S CLOTHING

Bill believes everyone should have an expensive education, even if it means taking out a hefty loan. Florin prompts a debate

8. A TALE OF TWO INSURANCE STRATEGIES

Bill wants to buy insurance for his new watch. Penny explains why  it makes sense to buy insurance for some things, but not for others

9. THE LOTTERY HOPEFUL

Bill makes retirement plans assuming he can devise a strategy to win the lottery. Penny introduces the concepts of cognitive bias and

the gambler’s fallacy

10. ONLY FOOLS GO ALL IN

A good old friend offers Bill a “can’t-miss” opportunity to invest in the stock market. Penny has some concerns

11. THE SUDDEN CASH AVALANCHE

Bill suspects a load of cash is coming his way. He comes up with many different plans for spending the money, but Penny suggests a more responsible approach

12. THE FIDUCIARY PRINTER SELLER

Bill’s unquestioned trust toward a salesperson provides an opportunity for Penny to teach him a lesson on the subject of “fiduciary agents”

13. THE TAX TAMER

Bill is surprised when he learns about easy and legal ways to reduce his tax bill

14. A TALE OF ANNUITIES, LONGEVITY, AND MONOPOLY

Bill flirts with bankruptcy and incarceration while playing Monopoly. Penny offers him an annuity and a “get out of jail” card as a solution

15. HOW WOULD YOU LIKE YOUR NEST EGGS?

Bill feels outsmarted by his friends during a discussion about retirement plans

16. THE PASSIVE BUT AGGRESSIVE INCOME

Bill hopes for a comfortable retirement without a real plan to achieve it. Penny explains what three types of income can do for their retirement dreams

17. THE UPSIZER REDEMPTION

Bill and Florin have conflicting plans to redeem frequent-flier miles. Penny explains the difference between cost and value

18. BILL VERSUS THE HOUSING MARKET

Bill envisions his ideal home in a sweet dream. A midnight discussion with Penny makes him wonder if his experience was a

nightmare instead

19. FLORIN THE MINIMALIST

Bill is confused by the concept of minimalism. Florin explains the various benefits—including saving money—of adopting a simpler lifestyle

20. COMPOUNDING YOUR WAY TO RETIREMENT

Bill dismisses the interest rate on a certificate of deposit as negligible. Penny explains the power of compound interest

21. MONEY ISN’T EVERYTHING

Penny goes too far trying to control the household’s expenses. Bill finally has a money lesson for her

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